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State-specific Notices

Notice to California residents:

If you are married, you may apply for a separate account.

Notice to Maine residents:

  1. The debtor has the right to free choice in the selection of the insurer through which the insurance is to be placed, and

  2. obtaining insurance products from a particular agent or broker does not affect the credit decisions by the creditor or lender regarding the purchaser or borrower, unless the insurance product violates their terms of the extension of credit regarding the adequacy of coverage or is otherwise not approved by the creditor.

Notice to New York and Rhode Island residents:

A consumer report may be ordered on you in connection with your application for credit. If you ask, we will tell you whether or not one was ordered and if one was, the name and address of the consumer reporting agency that provided it. Subsequent consumer reports may be requested or used in connection with an update, renewal or extension of the credit applied for without further notice to you.

Notice to Ohio residents:

The Ohio laws against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

Notice to Vermont residents:

By signing this credit application, Applicant consents to your obtaining a credit report for the purposes of evaluating this application and to obtain subsequent credit reports, in connection with this transaction, for the purpose of reviewing the account, taking collection action on the account or for any other legitimate purpose associated with the account.

Notice to married Wisconsin residents:

Wisconsin law provides that no agreement, unilateral statement or court decree relating to marital property shall adversely affect a creditor's interest, unless prior to the time credit is granted the creditor is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision. You must indicate the name of your spouse on the installment contract, and the address if different from yours.